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Spend Wisely

Your Complete Finance Manager

iOS Android v62.0 Updated Aug 5, 2026

A complete personal finance manager — track expenses in a tap, see where your money goes with interactive statistics, plan debt payoff and savings goals, and keep it all private with biometric app lock. Available in 7 languages.

What's new

New in v62: a simplified 3-tab layout (Transactions, Statistics, More), one-tap Quick Add on the home screen, a Get Started guide, search across categories and accounts, and account archiving.

Debt payoff strategies, receipt scanning, savings goals, and net worth tracking — a full finance manager, completely free

Key Features

Quick Add

One-tap expense entry from your home screen and widget — amount first, compact account chips, six categories visible.

Statistics that make sense

Interactive pie charts, income vs expense, and category breakdowns by day, week, month, or year.

Debt payoff & savings goals

Snowball, Avalanche, and Dave Ramsey payoff strategies, plus goals with milestones, a wishlist, and net worth tracking.

Private & portable

App lock with biometrics and PIN, CSV/PDF export, and secure backup with rollback protection.

And everything else

Get Started guide for faster, easier first-time setup

Search across your categories, accounts, and bills

Archive old accounts while keeping all their history

Date navigation — browse by day, week, month, or year with back/forward

Faster expense entry — amount first, compact account chips, 6 categories visible

Transfer money between accounts with clear From/To flow

Recurring bills — pause, resume, and auto-generate daily to yearly

Receipt scanning with OCR and voice input for quick expense entry

Custom categories, tags, and quick-add templates

Category spending with progress bars and percentage breakdowns

Material You theming with dynamic colors and accent picker

Available in 7 languages — English, Hindi, Marathi, Gujarati, Kannada, and more

What people say

Frequently asked questions

Which languages is Spend Wisely available in?

Seven languages, including English, Hindi, Marathi, Gujarati, and Kannada.

Can it handle recurring bills?

Yes. Set up recurring bills from daily to yearly, pause and resume them, and let them auto-generate on schedule.

Can I add expenses without typing?

Yes. Scan receipts with OCR, use voice input, or tap a quick-add template — and use the home screen widget for one-tap entry.

Can I export or back up my data?

Yes. Export to CSV or PDF anytime, and use secure backup with rollback protection.

How is my financial data protected?

Lock the app with biometric authentication (with a PIN backup) so only you can open it.

Can I track multiple accounts?

Yes. Keep multiple accounts, transfer money between them with a clear From/To flow, and archive old accounts while keeping their history.

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